Abstract:
The paper contributes to the literature by showing the progress made in deposit
insurance and risk domain in the banking sector using a bibliometric approach. A
conjoint study of deposit insurance and risk yields a broader view on the research
trend progression. The analysis shows that niche themes around banking regulation,
Prompt Corrective Action (PCA), and emerging markets have evolved. Banking
regulations form a cornerstone of financial stability, with PCA progressively showing
predominance, reflecting early warning signals of a possible banking failure while
deposit insurance may be a key tool to prevent the impact of such failure from
reaching the consumers, it does not improve the protection available to other
stakeholders which presents a corporate governance challenge of balancing conflicting
interests of different stakeholders in the banking system.